Bank · FDIC insured
Granville National Bank Auto Loan Rates
Granville National Bank auto loans start at 5.78% APR for a new vehicle and 5.78% for a used one. Rates checked October 16, 2026.
How Granville National Bank’s auto loan rates compare
Compared with banks and credit unions near Ottawa, IL, where Granville National Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Granville National Bank
5.78%APR
- Terms
- up to 72 months
- Discount
- None included
Auto Loans
Lowest rate
Illinois State Credit Union
4.24%APR
- Terms
- up to 66 months
- Discount
- None included
2nd-lowest rate
Credit Union 1
4.39%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Granville National Bank auto loan score
68
Auto loan score
Higher than 22% of U.S. banks and credit unions
- New vehicleNew5.78%
- Used vehicleUsed5.78%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Granville National Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Competitive rates on new and used automobiles. We will finance up to 100% of new vehicle loans. Borrowers must meet credit, income, and other underwriting standards.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.78% | Rate applies to new, untitled 2024, 2025 and 2026 vehicle purchases only, terms up to 72 months. APR based on an example loan amount of $40,000 with an interest rate of 5.70% for 72 months, and a monthly payment of $658.85. Rate also reflects a 0.25% interest rate reduction for automatic loan payments deducted from a GNB checking or savings account which must be active at the time of loan closing. If the above requirements are not met, discount will not apply, and 0.25% will be added to the rate. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.