Bank · FDIC insured
Grand Timber Bank CD Rates
Grand Timber Bank’s best CD rate is 2.84% APY on a 3-year CD. Terms run from 1 year to 3 years. Rates checked October 16, 2026.
How Grand Timber Bank’s CD rates compare
Compared with banks and credit unions in Minnesota, where Grand Timber Bank has the most branches. $10,000, best rate first.
This bank’s best
Grand Timber Bank
2.52%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $775
Certificate of Deposit (CD)
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Mid Minnesota Federal Credit Union
5.09%APY
- Term
- 36 months
- Minimum
- $10
- Earns on $10,000
- $1,606
Grand Timber Bank CD score
64
CD score
Higher than 11% of U.S. banks and credit unions
- 9–15 months9–15 mo1.92%
- 16–30 months16–30 mo2.37%
- 31–60 months31–60 mo2.52%
- QualifiedQualified2.52%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Grand Timber Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 4.06%APY · 6 terms
Interest is compounded quarterly. Substantial penalty for early withdrawal. Fees may reduce earnings. Minimum balance required to open and obtain APY is $500.00.
| Term | APY · $500 and up | APY · $2,500 and up | APY · $25,000 and up | APY · $75,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| UnknownTerm: 182 Day. Interest compounded quarterly. $2,500 minimum | — | 4.06% | — | — | 4.06% | $0 |
| UnknownTerm: 91 Day. Interest compounded quarterly. $2,500 minimum | — | 1.36% | — | — | 1.36% | $0 |
| 12 monthsInterest compounded quarterly. $25,000 minimum | — | — | 2.07% | — | —2.07% from $25k | — |
| 12 monthsInterest compounded quarterly. $500 minimum | 1.92% | — | — | — | 1.92% | $192 |
| 12 monthsInterest compounded quarterly. $75,000 minimum | — | — | — | 2.22% | —2.22% from $75k | — |
| 18 monthsInterest compounded quarterly. $25,000 minimum | — | — | 2.22% | — | —2.22% from $25k | — |
| 18 monthsInterest compounded quarterly. $500 minimum | 2.07% | — | — | — | 2.07% | $312 |
| 18 monthsInterest compounded quarterly. $75,000 minimum | — | — | — | 2.37% | —2.37% from $75k | — |
| 24 monthsInterest compounded quarterly. $25,000 minimum | — | — | 2.37% | — | —2.37% from $25k | — |
| 24 monthsInterest compounded quarterly. $500 minimum | 2.22% | — | — | — | 2.22% | $449 |
| 24 monthsInterest compounded quarterly. $75,000 minimum | — | — | — | 2.52% | —2.52% from $75k | — |
| 30 monthsInterest compounded quarterly. $25,000 minimum | — | — | 2.52% | — | —2.52% from $25k | — |
| 30 monthsInterest compounded quarterly. $500 minimum | 2.37% | — | — | — | 2.37% | $603 |
| 30 monthsInterest compounded quarterly. $75,000 minimum | — | — | — | 2.68% | —2.68% from $75k | — |
| 36 monthsInterest compounded quarterly. $25,000 minimum | — | — | 2.68% | — | —2.68% from $25k | — |
| 36 monthsInterest compounded quarterly. $500 minimum | 2.52% | — | — | — | 2.52% | $775 |
| 36 monthsInterest compounded quarterly. $75,000 minimum | — | — | — | 2.84% | —2.84% from $75k | — |
Sources (1)
- grandtimberbank.com/certificates-of-deposit · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.