Credit union · NCUA insured
Grand Prairie Credit Union Auto Loan Rates
Grand Prairie Credit Union auto loans start at 5.00% APR for a new vehicle and 5.00% for a used one. Rates checked October 16, 2026.
How Grand Prairie Credit Union’s auto loan rates compare
Compared with banks and credit unions near Dallas, TX, where Grand Prairie Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Grand Prairie Credit Union
5.00%APR
- Terms
- up to 72 months
Summer Loan Special - New Vehicles
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
2nd-lowest rate
Southwest Airlines Federal Credit Union
3.94%APR
- Terms
- —
Grand Prairie Credit Union auto loan score
82
Auto loan score
Higher than 57% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Grand Prairie Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles
0.50% deduction on loan rates for payroll deduction or automatic payments excluding personal loans. 3.50% will be added for A- loans and 0.50% deduction for A+ loans excluding personal loans.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 5.25% | — |
| up to 36 months | 5.50% | — |
| up to 48 months | 5.75% | — |
| up to 60 months | 6.00% | — |
| up to 72 months | 7.00% | — |
Sources (1)
- gpcreditunion.org/rates · captured Oct 16, 2026
Pre-Owned Vehicles
0.50% deduction on loan rates for payroll deduction or automatic payments excluding personal loans. 3.50% will be added for A- loans and 0.50% deduction for A+ loans excluding personal loans.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.00% | Model years 2021 – 2026 |
| up to 48 months | 7.00% | Model years 2016 – 2020 |
Sources (1)
- gpcreditunion.org/rates · captured Oct 16, 2026
Summer Loan Special - New Vehicles
Promotion valid June 1, 2026 through December 31, 2026. Rates are quoted at 'A' rate; 'A+' and 'A-' rates will be quoted by the lending officer. Promotion does not apply on collateral currently financed at Grand Prairie Credit Union.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.00% | As low as 5.00% up to 72 months. |
| up to 84 months | 5.00% | Over $60,000 up to 84 months. |
Sources (1)
- gpcreditunion.org/wp-content/u…Loan-Special-Flyer_2.pdf · captured Oct 16, 2026
Summer Loan Special - Pre-Owned Vehicles
Promotion valid June 1, 2026 through December 31, 2026. Rates are quoted at 'A' rate; 'A+' and 'A-' rates will be quoted by the lending officer. Promotion does not apply on collateral currently financed at Grand Prairie Credit Union.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.00% | As low as 5.00% up to 60 months. |
| up to 72 months | 5.00% | 2021-2026 & over $25,000 up to 72 months. |
Sources (1)
- gpcreditunion.org/wp-content/u…Loan-Special-Flyer_2.pdf · captured Oct 16, 2026
Who can join Grand Prairie Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of Amplex Corporation.
- Membership is open to employees of Grand Prairie Ace Hardware.
- Membership is open to employees of Lone Star Park.
- Membership is open to employees of Park Row Ace Hardware.
- Membership is open to employees of Smith Plumbing.
Military, government and schools
- Membership is open to all employees of the City of Grand Prairie.
2 more ways to join
Military, government and schools
- Membership is open to employees of Dallas County Tax Office located at 106 W. Church St.
Family and household
- Family members of any person employed by the City of Grand Prairie or qualifying SEG group may also be eligible for membership.
Cost to join
- A $5.00 deposit to a Share account is required to join and must remain on deposit to keep membership open.
- An initial membership fee of $1.00 is required to join.
Membership information collected October 5, 2026.