Credit union · NCUA insured
GP Louisiana Federal Credit Union Auto Loan Rates
GP Louisiana Federal Credit Union auto loans start at 4.50% APR for a new vehicle and 5.00% for a used one. Rates checked October 16, 2026.
How GP Louisiana Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Baton Rouge, LA, where GP Louisiana Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
GP Louisiana Federal Credit Union
4.50%APR
- Terms
- up to 60 months
New Vehicles 2024-2026
Lowest rate
Formation Credit Union
3.15%APR
- Terms
- up to 72 months
2nd-lowest rate
Baton Rouge City Parish Employees FCU
3.99%APR
- Terms
- up to 84 months
GP Louisiana Federal Credit Union auto loan score
87
Auto loan score
Higher than 75% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where GP Louisiana Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles 2024-2026
LTV should not exceed 125% of MSRP for A, B, C paper; LTV should not exceed 115% of MSRP for D & E paper. Minimum loan amounts apply by term.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.50% | Paper Grade A (Credit Score 720+). LTV max 125% of MSRP. |
| up to 72 months | 4.75% | Paper Grade A (Credit Score 720+). LTV max 125% of MSRP. |
| up to 84 months | 5.50% | Paper Grade A (Credit Score 720+). LTV max 125% of MSRP. |
| up to 60 months | 5.50% | Paper Grade B (Credit Score 670-719). LTV max 125% of MSRP. |
| up to 72 months | 5.75% | Paper Grade B (Credit Score 670-719). LTV max 125% of MSRP. |
| up to 84 months | 6.50% | Paper Grade B (Credit Score 670-719). LTV max 125% of MSRP. |
| up to 60 months | 7.00% | Paper Grade C (Credit Score 620-669). LTV max 125% of MSRP. |
| up to 72 months | 7.25% | Paper Grade C (Credit Score 620-669). LTV max 125% of MSRP. |
| up to 84 months | 8.00% | Paper Grade C (Credit Score 620-669). LTV max 125% of MSRP. |
| up to 60 months | 11.50% | Paper Grade D (Credit Score 580-619). LTV max 115% of MSRP. |
| up to 72 months | 12.00% | Paper Grade D (Credit Score 580-619). LTV max 115% of MSRP. |
| up to 60 months | 15.50% | Paper Grade E (Credit Score 579 or less). LTV max 115% of MSRP. |
| up to 72 months | 16.00% | Paper Grade E (Credit Score 579 or less). LTV max 115% of MSRP. |
Sources (1)
- gplafcu.com/loans/loan-rates · captured Oct 7, 2026
Used Vehicles 2016-2025
LTV should not exceed 125% of MSRP for A, B, C paper; LTV should not exceed 115% of MSRP for D & E paper. Minimum loan amounts apply by term.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.00% | Paper Guide A (Credit Score 720+). LTV max 125% of MSRP. |
| up to 72 months | 5.25% | Paper Guide A (Credit Score 720+). LTV max 125% of MSRP. |
| up to 84 months | 6.00% | Paper Guide A (Credit Score 720+). LTV max 125% of MSRP. |
| up to 60 months | 6.00% | Paper Guide B (Credit Score 670-719). LTV max 125% of MSRP. |
| up to 72 months | 6.25% | Paper Guide B (Credit Score 670-719). LTV max 125% of MSRP. |
| up to 84 months | 7.00% | Paper Guide B (Credit Score 670-719). LTV max 125% of MSRP. |
| up to 60 months | 7.75% | Paper Guide C (Credit Score 620-669). LTV max 125% of MSRP. |
| up to 72 months | 8.00% | Paper Guide C (Credit Score 620-669). LTV max 125% of MSRP. |
| up to 84 months | 8.75% | Paper Guide C (Credit Score 620-669). LTV max 125% of MSRP. |
| up to 60 months | 12.25% | Paper Guide D (Credit Score 580-619). LTV max 115% of MSRP. |
| up to 72 months | 12.75% | Paper Guide D (Credit Score 580-619). LTV max 115% of MSRP. |
| up to 60 months | 17.00% | Paper Guide E (Credit Score 579 or less). LTV max 115% of MSRP. |
| up to 72 months | 18.00% | Paper Guide E (Credit Score 579 or less). LTV max 115% of MSRP. |
Sources (1)
- gplafcu.com/loans/loan-rates · captured Oct 7, 2026
Who can join GP Louisiana Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in East Feliciana Parish are eligible for membership.
- Individuals who live, work, or worship in the portion of East Baton Rouge Parish north of State Highway 408, Louisiana are eligible for membership.
- Individuals who live, work, or worship in West Feliciana Parish are eligible for membership.
- Individuals who live, work, or worship in Zachary, LA are eligible for membership.
Employers and groups
- Employees of Allied Fibers and Plastics who work in Orange, TX are eligible for membership.
- Employees of Ausimont U.S.A., Inc. Fluoropolymer Division who work in Orange, TX are eligible for membership.
16 more ways to join
Employers and groups
- Employees of Axiall, LLC (Plaquemine, LA or Port Hudson Mill) are eligible for membership.
- Employees of Baton Rouge Machine Works, Inc. are eligible for membership.
- Employees of Baton Rouge Polyolefins Plant (formerly PAXON), Baton Rouge Works, who are supervised in Baton Rouge, LA are eligible for membership.
- Employees of DMI Contractors, Inc. (work or headquarters Baton Rouge, LA) are eligible for membership.
- Employees of Exchange Oil & Gas Corporation (work in or paid from New Orleans, LA) are eligible for membership.
- Employees of Exxon Mobil’s Baton Rouge Plastics Plant are eligible for membership.
- Employees of Georgia Pacific Corporation (Headquarters are Port Hudson, LA or Houston, TX) are eligible for membership.
- Employees of Georgia-Pacific Distribution Center are eligible for membership.
- Employees of ITT Industries Procast (9/30/24 INT) are eligible for membership.
- Employees of Lane Memorial Hospital, including contract employees who work in Zachary, LA, are eligible for membership.
- Employees of Mid-South Corporation (Baton Rouge, LA) are eligible for membership.
- Employees of Reily Electrical Supply, Inc. who work in Baton Rouge, LA are eligible for membership.
- Sales personnel of Baton Rouge Polyolefins Plant (formerly Paxon), Baton Rouge Works, who are supervised in Baton Rouge, LA are eligible for membership.
- Employees of Sheraton Baton Rouge Hotel (a wholly owned subsidiary of Greater Gulf Coast Properties) are eligible for membership.
Military, government and schools
- Employees of Gas Utility District No. 1 of East Baton Rouge Parish are eligible for membership.
Family and household
- Immediate family members of current members are eligible for membership.
Membership information collected October 5, 2026.