Credit union · NCUA insured
Golden Circle CU
A $106.5M credit union headquartered in Massillon, OH, with 6,783 members and 4 branches in Ohio.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Golden Circle CU
Golden Circle Credit Union is a member-owned financial cooperative headquartered in Massillon, Ohio.
Founded in 1940 by a group of members, the credit union was originally sponsored by the Golden Lodge Union Local 1123.
It serves the Stark County area, offering membership to anyone who lives, works, goes to school, or worships in Stark County.
- Headquarters
- 4118 Lincoln Way E, Massillon, OH 44646-3348
- NCUA charter
- 61239
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, goes to school, or worships in Stark County.
Branches
4 branches in Ohio
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Ohio
4 branches
- MassillonMain office4118 Lincoln Way E, Massillon, OH 44646Directions
- Canton3504 Tuscarawas St W, Canton, OH 44708Directions
- Superior Canton1600 Harmont Ave NE, Canton, OH 44705Directions
- Superior Massillon1807 Lincoln Way E, Massillon, OH 44646Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.61% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 2.24% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.30% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $49 | $76 | — |
- CapitalNet worth ratio15.61%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late2.24%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.30%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$49Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Golden Circle CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.