Credit union · NCUA insured
Glendale Federal Credit Union Auto Loan Rates
Glendale Federal Credit Union auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 16, 2026.
How Glendale Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Los Angeles, CA, where Glendale Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Glendale Federal Credit Union
4.74%APR
- Terms
- up to 60 months
- Discount
- None included
New & Used Cars and Trucks
Lowest rate
Downey Federal Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
United Catholics Federal CU
3.75%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
Glendale Federal Credit Union auto loan score
87
Auto loan score
Higher than 80% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Glendale Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Cars and Trucks
Financing up to 125% of vehicle value (New purchase price, or Retail blue book + MBI/GAP). 1/2% rate reduction with net direct deposit to a Glendale FCU checking account; 1/4% reduction with 20% down (minimum discounted APR cannot be less than 24-month rate / floor rates). Add 2% to rates on model years older than 7 years from current year. Promotional rate does not apply to internal refinances.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.49% | — |
| up to 36 months | 4.49% | — |
| up to 48 months | 4.74% | — |
| up to 60 months | 4.74% | — |
| up to 72 months | 5.24% | — |
| up to 84 months | 5.74% | — |
Who can join Glendale Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Anyone not belonging to the listed employee groups can join via a donation made by GFCU to the Glendale Historical Society at account opening.
Military, government and schools
- Employees and family of the City of Culver City, CA are eligible for membership.
- Employees and family of the Glendale Fire Department are eligible for membership.
- Employees and family of the City of Glendale, CA are eligible for membership.
- Employees and family of the Glendale Police Department are eligible for membership.
Family and household
- Immediate family members of an existing Glendale FCU member (parents, grandparents, siblings, children, and grandchildren) are eligible for membership.
Cost to join
- Membership is free to join with a $5 minimum opening deposit.
Membership information collected October 5, 2026.