Credit union · NCUA insured
Glass Cap Federal Credit Union Auto Loan Rates
Glass Cap Federal Credit Union auto loans start at 5.50% APR for a new vehicle and 6.50% for a used one. Rates checked October 16, 2026.
How Glass Cap Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Glass Cap Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Glass Cap Federal Credit Union
5.50%APR
- Terms
- up to 60 months
- Discount
- None included
New Vehicle Loan (Includes Motorcycles) 2025 - 2026
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
Glass Cap Federal Credit Union auto loan score
67
Auto loan score
Higher than 19% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed6.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Glass Cap Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classic Car Loan
Rates as low as the posted APRs. Actual rate is based upon credit history and current credit report scores. Take .25% off posted rates if qualifying for the Advantage Club Discount.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 9.25% | Take .25% off posted rates if qualifying for the Advantage Club Discount. |
New Vehicle Loan (Includes Motorcycles) 2025 - 2026
Quads add 2% to rate. Rates as low as the posted APRs. Actual rate is based upon credit history and current credit report scores. Take .25% off posted rates if qualifying for the Advantage Club Discount.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.00% | For 2025 - 2026 vehicles (includes motorcycles). Quads add 2% to rate. Take .25% off posted rates if qualifying for the Advantage Club Discount. |
| up to 60 months | 5.50% | For 2025 - 2026 vehicles (includes motorcycles). Quads add 2% to rate. Take .25% off posted rates if qualifying for the Advantage Club Discount. |
| up to 72 months | 6.00% | For 2025 - 2026 vehicles (includes motorcycles). Quads add 2% to rate. Take .25% off posted rates if qualifying for the Advantage Club Discount. |
Older Used Vehicles (Inc. Motorcycles) 2001 - 2017
Quads add 2% to rate. Rates as low as the posted APRs. Actual rate is based upon credit history and current credit report scores. Take .25% off posted rates if qualifying for the Advantage Club Discount.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 10.00% | For 2001 - 2017 vehicles (includes motorcycles). Quads add 2% to rate. Take .25% off posted rates if qualifying for the Advantage Club Discount. |
Used Vehicle Loan (Includes Motorcycles) 2018 - 2024
Quads add 2% to rate. Rates as low as the posted APRs. Actual rate is based upon credit history and current credit report scores. Take .25% off posted rates if qualifying for the Advantage Club Discount.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.50% | For 2018 - 2024 vehicles (includes motorcycles). Quads add 2% to rate. Take .25% off posted rates if qualifying for the Advantage Club Discount. |
| up to 48 months | 6.00% | For 2018 - 2024 vehicles (includes motorcycles). Quads add 2% to rate. Take .25% off posted rates if qualifying for the Advantage Club Discount. |
| up to 60 months | 6.50% | For 2018 - 2024 vehicles (includes motorcycles). Quads add 2% to rate. Take .25% off posted rates if qualifying for the Advantage Club Discount. |
Who can join Glass Cap Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in Fayette County.
Employers and groups
- Membership is open to all persons working at participating employer payroll groups (Borough of S. Connellsville, Bud Murphy’s, Butchko Brothers, CRH Catering, City of Connellsville, Crown, Cork & Seal, Fayette EMS, Highland’s Hospital, Kisiel and Associates, PC, Lynn’s Dairy Queen, Marwas Steel, Pizza King, Pleasant Trucking, Scott C’s Auto Sales, Stefano’s Printing, Supermart of S. Connellsville).
Family and household
- Membership is open to immediate family members (spouses, children, siblings, parents, grandparents, step-parents, step-children, step-siblings, and adoptions) and household members (people living in the same residence as a single economic unit) of persons working at eligible payroll groups.
- Membership is open to immediate family members of persons who live, work, worship, or attend school in Fayette County.
Membership information collected October 5, 2026.