Credit union · NCUA insured
Genesee Valley FCU Savings Rates
Genesee Valley FCU’s best savings rate is 0.30% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Genesee Valley FCU’s savings rates compare
Compared with banks and credit unions near Rochester, NY, where Genesee Valley FCU has the most branches. $10,000, best rate first.
This credit union’s best
Genesee Valley FCU
0.30%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $30
Money Market Account
Top rate
Family First Federal Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Genesee Valley FCU savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.65%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Genesee Valley FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.30%APY
Maintain a minimum of $2,500 to avoid the monthly service charge.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Maintain a minimum of $2,500 to avoid the monthly service charge. | 0.10% | — | Maintain a minimum of $2,500 to avoid the monthly service charge. |
| $2,500 – $10,000Maintain a minimum of $2,500 to avoid the monthly service charge. | 0.15% | — | Maintain a minimum of $2,500 to avoid the monthly service charge. |
| $10,000 – $25,000Maintain a minimum of $2,500 to avoid the monthly service charge. | 0.30% | $30 | Maintain a minimum of $2,500 to avoid the monthly service charge. |
| $25,000 – $49,000Maintain a minimum of $2,500 to avoid the monthly service charge. | 0.40% | — | Maintain a minimum of $2,500 to avoid the monthly service charge. |
| $50,000 – $100,000Maintain a minimum of $2,500 to avoid the monthly service charge. | 0.50% | — | Maintain a minimum of $2,500 to avoid the monthly service charge. |
| $100,000 and upMaintain a minimum of $2,500 to avoid the monthly service charge. | 0.65% | — | Maintain a minimum of $2,500 to avoid the monthly service charge. |
Sources (1)
- geneseevalleyfcu.com/bank/deposit-rates · captured Oct 5, 2026
Regular Savings
0.10%APY
Establishes membership and represents ownership in GVFCU.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Holiday Club
0.10%APY
Funds are transferred to the Primary Savings on October 1st of every year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds are transferred to the Primary Savings on October 1st of every year.Any balance | 0.10% | $10 | Funds are transferred to the Primary Savings on October 1st of every year. |
Sources (2)
All captured Oct 16, 2026
Youth Savings
0.10%APY
GVFCU matches the first $5.00 deposit at opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceGVFCU matches the first $5.00 deposit at opening.Any balance | 0.10% | $10 | GVFCU matches the first $5.00 deposit at opening. |
Sources (2)
All captured Oct 16, 2026
Who can join Genesee Valley FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, go to school, or volunteer in Livingston or Wyoming Counties.
Family and household
- Immediate family members (grandparents, parents, spouse, children, grandchildren, and siblings) of members are eligible for membership.
Cost to join
- A minimum $5.00 deposit to a savings account is needed to establish membership.
Membership information collected October 5, 2026.