Bank · FDIC insured
Generations Community Bank
A $30.9M bank headquartered in Indianapolis, IN, with 1 branch in Indiana.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: not enough terms or balances published to score. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- Savings—3.00%Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Generations Community Bank
Headquartered in Indianapolis, Indiana, Generations Community Bank is a designated Minority Depository Institution.
The mission-driven bank focuses on serving overlooked and underbanked Indiana communities to facilitate economic growth and build wealth.
- Headquarters
- 2110 N Illinois St, Indianapolis, IN 46202
- FDIC certificate
- 59365 ↗
Branches
1 branch in Indiana
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Indiana
1 branch
- Generations Community BankMain office2110 N Illinois St, Indianapolis, IN 46202Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 86.24% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.00% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | -22.64% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $55 | $67 | — |
- CapitalLeverage ratio86.24%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets-22.64%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$55Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Generations Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.