Bank · FDIC insured
Gateway Bank Savings Rates
Gateway Bank’s best savings rate is 0.50% APY on $10,000, with its Personal Money Market. Rates checked October 22, 2026.
How Gateway Bank’s savings rates compare
Compared with banks and credit unions near Phoenix, AZ, where Gateway Bank has the most branches. $10,000, best rate first.
This bank’s best
Gateway Bank
0.50%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $50
Personal Money Market
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
Alhambra Credit Union
4.04%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $404
Gateway Bank savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.06%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Gateway Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market
0.50%APY
Minimum opening deposit $1,000. Minimum balance to avoid $10 monthly service charge is $1,000. Minimum balance to obtain APY is based on tier levels.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999Money Market with up to $24,999. Minimum balance to avoid $10 monthly service charge is $1,000. | 0.50% | $50 | Money Market with up to $24,999. Minimum balance to avoid $10 monthly service charge is $1,000. |
| $25,000 – $50,000Money Market with $25,000-$49,999.99. Minimum balance to avoid $10 monthly service charge is $1,000. | 0.75% | — | Money Market with $25,000-$49,999.99. Minimum balance to avoid $10 monthly service charge is $1,000. |
| $50,000 – $100,000Money Market with $50,000-$99,999.99. Minimum balance to avoid $10 monthly service charge is $1,000. | 1.00% | — | Money Market with $50,000-$99,999.99. Minimum balance to avoid $10 monthly service charge is $1,000. |
| $100,000 – $249,999Money Market with $100,000-$249,999. Minimum balance to avoid $10 monthly service charge is $1,000. | 1.06% | — | Money Market with $100,000-$249,999. Minimum balance to avoid $10 monthly service charge is $1,000. |
| $250,000 and upMoney Market with $250,000 and above. Minimum balance to avoid $10 monthly service charge is $1,000. | 1.11% | — | Money Market with $250,000 and above. Minimum balance to avoid $10 monthly service charge is $1,000. |
Sources (3)
- gcbaz.com/personal-banking/per…savings-and-money-market
- gcbaz.com/personal-banking/per…nd-money-market-accounts
- gcbaz.com/interest-rates
All captured Oct 3, 2026
Traditional Savings
0.50%APY
No minimum balance requirement. Low minimum opening deposit ($100).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upBalances below $50.00 will not earn interest except minor savings accounts that earn interest on total balance. No minimum balance to avoid service charge.$50 and up | 0.50% | $50 | Balances below $50.00 will not earn interest except minor savings accounts that earn interest on total balance. No minimum balance to avoid service charge. |
Sources (3)
- gcbaz.com/personal-banking/per…savings-and-money-market
- gcbaz.com/personal-banking/per…nd-money-market-accounts
- gcbaz.com/interest-rates
All captured Oct 3, 2026
Special-purpose accounts
Health Savings Account
0.50%APY
Save money for qualified medical expenses.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (1)
- gcbaz.com/interest-rates · captured Oct 3, 2026
Youth Savings
0.50%APY
For kids and teens under 18 years old. Low minimum opening deposit ($5). No minimum balance requirement.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinor savings accounts earn interest on total balance. No minimum balance to avoid service charge.Any balance | 0.50% | $50 | Minor savings accounts earn interest on total balance. No minimum balance to avoid service charge. |
Sources (3)
- gcbaz.com/personal-banking/per…savings-and-money-market
- gcbaz.com/personal-banking/per…nd-money-market-accounts
- gcbaz.com/interest-rates
All captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.