Bank · FDIC insured
Freedom Bank Savings Rates
Freedom Bank’s best savings rate is 1.01% APY on $10,000, with its Freedom Savings. Rates checked October 22, 2026.
How Freedom Bank’s savings rates compare
Compared with banks and credit unions near Kalispell, MT, where Freedom Bank has the most branches. $10,000, best rate first.
This bank’s best
Freedom Bank
1.01%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $101
Freedom Savings
Top rate
Three Rivers Bank of Montana
2.82%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $282
2nd-highest rate
Park Side Credit Union
2.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $200
Freedom Bank savings score
86
Savings score
Higher than 73% of U.S. banks and credit unions
- $1,000 balance$1,0001.01%
- $10,000 balance$10,0001.01%
- $100,000 balance$100,0001.01%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Freedom Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Freedom Savings
1.01%APY
No maintenance fee when $50.00 minimum balance is maintained; $3.00 quarterly fee if balance falls below $50.00. $1.00 fee per withdrawal over 15 withdrawals per quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceThe interest rate and annual percentage yield may change after account opening.Any balance | 1.01% | $101 | The interest rate and annual percentage yield may change after account opening. |
Sources (2)
All captured Sep 16, 2026
Special-purpose accounts
IRA Savings
Up to 3.56%APY · 2 terms
Fixed rate for a 12- or 18-month term with flexibility to make additional contributions or qualified distributions, subject to IRA rules. Available as Traditional and Roth IRAs.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum daily balance of $500.00 to obtain APY. 12-month term | 3.30% | $330 |
| 18 monthsMinimum daily balance of $500.00 to obtain APY. 18-month term | 3.56% | $539 |
Sources (2)
All captured Sep 16, 2026
Patriot Savings
1.01%APY
Designed for customers under 18 years of age accompanied by an adult over age 18. No minimum balance requirement. $1.00 fee per withdrawal over 15 withdrawals per quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceThe interest rate and annual percentage yield may change after account opening. For customers under 18 accompanied by an adult over 18.Any balance | 1.01% | $101 | The interest rate and annual percentage yield may change after account opening. For customers under 18 accompanied by an adult over 18. |
Sources (2)
All captured Sep 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.