Credit union · NCUA insured
Fox Federal Credit Union Auto Loan Rates
Top CarrotFox Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 5.24% for a used one. Rates checked October 16, 2026.
How Fox Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Los Angeles, CA, where Fox Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Fox Federal Credit Union
4.99%APR
- Terms
- up to 60 months
- Discount
- None included
New Auto Loans
Lowest rate
Downey Federal Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
United Catholics Federal CU
3.75%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
Fox Federal Credit Union auto loan score
81
Auto loan score
Higher than 54% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Fox Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
100% financing of purchase price, tax and license. The lowest advertised rate is available to qualified borrowers, based on creditworthiness and underwriting factors and includes a 1.00% discount when eligible products and services are added.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.24% | 100% financing of purchase price, tax and license. Estimated payment per $1,000.00 is $27.96. Includes a 1.00% discount when eligible products and services are added. |
| up to 48 months | 4.74% | Estimated payment per $1,000.00 is $21.04. Includes a 1.00% discount when eligible products and services are added. |
| up to 60 months | 4.99% | Estimated payment per $1,000.00 is $16.88. Includes a 1.00% discount when eligible products and services are added. |
| up to 72 months | 5.24% | Loan amount over $20,000.00. Estimated payment per $1,000.00 is $14.12. Includes a 1.00% discount when eligible products and services are added. |
| up to 84 months | 5.74% | Loan amount over $30,000.00. Estimated payment per $1,000.00 is $12.15. Includes a 1.00% discount when eligible products and services are added. |
New Motorcycle
The lowest advertised rate is available to qualified borrowers, based on creditworthiness and underwriting factors and includes a 1.00% discount when eligible products and services are added.
| Terms | APR | Conditions |
|---|---|---|
| — | 7.75% | All terms. Estimated payment per $1,000.00 is $28.12 for 36 months. Includes a 1.00% discount when eligible products and services are added. |
| up to 48 months | 8.49% | 70% LTV of the sales contract for New Motorcycles $25,000.00 loan maximum (Dealer purchase only). Estimated payment per $1,000.00 is $21.21. Includes a 1.00% discount when eligible products and services are added. |
| up to 60 months | 8.74% | Estimated payment per $1,000.00 is $17.04. Includes a 1.00% discount when eligible products and services are added. |
Used Auto Loans
100% financing of retail Kelley Blue Book for autos less than 6 years old; 100% financing of wholesale Kelley Blue Book for autos over 6 years old. The lowest advertised rate is available to qualified borrowers, based on creditworthiness and underwriting factors and includes a 1.00% discount when eligible products and services are added.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.49% | 100% financing of retail Kelley Blue Book for autos less than 6 years old. Estimated payment per $1,000.00 is $27.98. Includes a 1.00% discount when eligible products and services are added. |
| up to 48 months | 4.99% | 100% financing of wholesale Kelley Blue Book for autos over 6 years old. Estimated payment per $1,000.00 is $21.06. Includes a 1.00% discount when eligible products and services are added. |
| up to 60 months | 5.24% | Estimated payment per $1,000.00 is $16.89. Includes a 1.00% discount when eligible products and services are added. |
| up to 72 months | 6.24% | Loan amount over $30,000.00. Estimated payment per $1,000.00 is $14.16. Includes a 1.00% discount when eligible products and services are added. |
Used Motorcycle
The lowest advertised rate is available to qualified borrowers, based on creditworthiness and underwriting factors and includes a 1.00% discount when eligible products and services are added.
| Terms | APR | Conditions |
|---|---|---|
| — | 8.50% | All terms. Estimated payment per $1,000.00 is $45.45 for 24 months. Includes a 1.00% discount when eligible products and services are added. |
Who can join Fox Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and members of Best Friends Animal Society – Los Angeles Chapter in Woodland Hills, California are eligible.
- Employees of News Corporation, Ltd. and Twenty-First Century Fox are eligible for membership.
- Employees of Crystal Cruises, LLC who work in, or are paid or supervised from Los Angeles, California are eligible.
- Employees of Brilhante Company Inc. (Los Angeles, CA), Fontaine Insurance Services (Woodland Hills, CA), Keystone Mortgage Corporation (El Segundo, CA), and Metro Video Systems, Inc. (El Segundo, CA) are eligible.
- Employees and voting members of Local 44 IATSE (including Production Workers) in North Hollywood, California are eligible.
- Employees and members of Local 80 - IATSE in Burbank, California are eligible.
9 more ways to join
Employers and groups
- Employees of McRoberts Protective Agency, Inc. who work in or are headquartered in New York, NY are eligible.
- Employees and regular members of Local 174 OPEIU in Burbank, California are eligible.
- Employees of firms and corporations with 200 or fewer employees assigned to work exclusively on the property of 20th Century Fox Studio in Los Angeles County, CA and paid from Los Angeles, CA are eligible.
Military, government and schools
- Voting members of America Schools Program Los Angeles in Los Angeles, CA are eligible.
- Employees of and students attending University of West Los Angeles School of Law in Inglewood, CA are eligible.
- Voting members of qualifying posts of District No. 7, Department of California, Veterans of Foreign Wars of the United States in Woodland Hills, CA are eligible.
Family and household
- Immediate family members and household members of eligible persons, as well as surviving spouses of persons who died while within the field of membership, are eligible.
Other ways
- Employees of the credit union, retirees/pensioners/annuitants from qualifying groups, members of record as of June 30, 2000, and qualifying organizations or entities are eligible.
- Members of the Guidance Church of Religious Science in Los Angeles, CA and members of record of Guidance Church of Religious Science Federal Credit Union as of August 31, 2014 are eligible.
Membership information collected October 5, 2026.