Credit union · NCUA insured
FourLeaf Federal Credit Union Credit Card Rates
FourLeaf Federal Credit Union credit card rates start at 13.90% APR. Rates checked October 16, 2026.
How FourLeaf Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where FourLeaf Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
FourLeaf Federal Credit Union
– –
No ongoing APR published
Lowest rate
Fox Federal Credit Union
6.95%APR
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Cash Back Credit Card
Requires membership at FourLeaf by opening a $5.00 savings account at or prior to loan consummation. Credit lines range from $500 to $35,000. $0 annual fee. $0 balance transfer fee. $0 foreign transaction fee. Earn 0.50% cash back on eligible net purchases between $1.00 and $4,000; net purchases over $4,000 earn 1% cash back.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 2.99% | None | Introductory rate as low as 2.99% APR for 12 months from account opening on purchases. |
| Ongoing | 14.65% | None | Regular ongoing rate after the 12-month introductory period on purchases. Rate is as low as 14.65% APR based on creditworthiness. |
Sources (1)
- fourleaffcu.com/credit-cards · captured Oct 5, 2026
Mastercard Low Rate Credit Card
Requires membership at FourLeaf by opening a $5.00 savings account at or prior to loan consummation. Credit lines range from $500 to $35,000. $0 annual fee. Balance transfer fee is either $5 or 3% of the transfer amount, whichever is greater. No foreign transaction fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate of 0% APR for 12 months from account opening on purchases. |
| Ongoing | 13.90% | None | Regular ongoing rate after the 12-month introductory period on purchases. Rate is as low as 13.90% APR based on creditworthiness. |
Sources (1)
- fourleaffcu.com/credit-cards · captured Oct 16, 2026
Mastercard Rewards - Points Credit Card
Requires membership at FourLeaf by opening a $5.00 savings account at or prior to loan consummation. Credit lines range from $500 to $35,000. $0 annual fee. $0 balance transfer fee. $0 foreign transaction fee. Earn 1 point per $1 net purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 2.99% | None | Introductory rate as low as 2.99% APR for 12 months from account opening on purchases. |
| Ongoing | 14.65% | None | Regular ongoing rate after the 12-month introductory period on purchases. Rate is as low as 14.65% APR based on creditworthiness. |
Sources (1)
- fourleaffcu.com/credit-cards · captured Oct 5, 2026
Who can join FourLeaf Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open to anyone across the country under an open charter.
Cost to join
- Opening and maintaining a $5.00 share in a FourLeaf Savings Account is required for membership.
Membership information collected October 5, 2026.