Credit union · NCUA insured
Four Corners Federal Credit Union Auto Loan Rates
Four Corners Federal Credit Union auto loans start at 4.25% APR for a new vehicle and 5.05% for a used one. Rates checked October 22, 2026.
How Four Corners Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Farmington, NM, where Four Corners Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Four Corners Federal Credit Union
4.25%APR
- Terms
- up to 60 months
New Vehicle
2nd-lowest rate
U.S. Eagle Federal Credit Union
5.24%APR
- Terms
- 37–66 months
3rd-lowest rate
First Financial Credit Union
5.49%APR
- Terms
- up to 60 months
Four Corners Federal Credit Union auto loan score
89
Auto loan score
Higher than 85% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed5.05%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Four Corners Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle
Loan rates and terms available to qualified borrowers. APR is determined when application is processed, based on credit factors.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.25% | Maximum term 36 Months. Rates as low as stated; determined based on credit factors. |
| up to 48 months | 3.75% | Maximum term 48 Months. Rates as low as stated; determined based on credit factors. |
| up to 60 months | 4.25% | Maximum term 60 Months. Rates as low as stated; determined based on credit factors. |
| up to 72 months | 4.75% | Maximum term 72 Months. Rates as low as stated; determined based on credit factors. |
| up to 84 months | 5.25% | Maximum term 84 Months. Rates as low as stated; determined based on credit factors. |
Sources (1)
- fourcornersfcu.org/Current-Rates/Loan-Rates · captured Oct 3, 2026
Used Vehicle
Loan rates and terms available to qualified borrowers. APR is determined when application is processed, based on credit factors.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.25% | Maximum term 24 Months. Rates as low as stated; determined based on credit factors. |
| up to 36 months | 4.55% | Maximum term 36 Months. Rates as low as stated; determined based on credit factors. |
| up to 48 months | 4.75% | Maximum term 48 Months. Rates as low as stated; determined based on credit factors. |
| up to 60 months | 5.05% | Maximum term 60 Months. Rates as low as stated; determined based on credit factors. |
| up to 72 months | 6.25% | Maximum term 72 Months. Rates as low as stated; determined based on credit factors. |
Sources (1)
- fourcornersfcu.org/Current-Rates/Loan-Rates · captured Oct 3, 2026
Who can join Four Corners Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.