Credit union · NCUA insured
Forest Area Federal Credit Union Credit Card Rates
Top CarrotForest Area Federal Credit Union credit card rates start at 9.90% APR. Rates checked October 16, 2026.
How Forest Area Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Cadillac, MI, where Forest Area Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Forest Area Federal Credit Union
– –
- Annual fee
- —
- Up to
- —
No ongoing APR published
Lowest rate
West Michigan Credit Union
11.00%APR
- Annual fee
- None
- Up to
- —
2nd-lowest rate
Horizon Bank
19.24%APR
- Annual fee
- $99
- Up to
- 28.24% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Available to members in eligible Michigan counties. Introductory APR of 1.90% for purchases applies for 6 billing cycles from account opening. Introductory APR for balance transfers applies for 6 billing cycles from date of first transfer or transfers under this offer. Regular APR for purchases, balance transfers, and cash advances is 9.90% - 13.90% based on creditworthiness obtained through Transunion.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.90% | None | Introductory APR for purchases for a period of six (6) billing cycles from date of account opening; based on creditworthiness. |
| Ongoing | 9.90%–13.90% | None | Regular APR for purchases after introductory period expires; based on creditworthiness obtained through Transunion. |
Sources (1)
- forestarea.com/personal/debit-and-credit-cards.html · captured Oct 7, 2026
Who can join Forest Area Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.