Bank · FDIC insured
FNB Oxford Bank
A $939.7M bank headquartered in Oxford, MS, with 7 branches in Mississippi.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About FNB Oxford Bank
FNB Oxford Bank is headquartered in Oxford, Mississippi, and has served its communities for over 100 years.
Designated as a Community Development Financial Institution (CDFI) by the U.S. Department of the Treasury, it serves Oxford, Tupelo, and Water Valley.
- Headquarters
- 101 Courthouse Sq, Oxford, MS 38655
- FDIC certificate
- 5005 ↗
Branches
7 branches in Mississippi
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Mississippi
7 branches
Oxford area · 4
- FNB Oxford BankMain office101 Courthouse Sq, Oxford, MS 38655Directions
- George G. Pat Patterson Parkway Branch2770 George G. "pat" Patterson Pkwy, Oxford, MS 38655Directions
- Medical Center Branch2149 S Lamar Blvd, Oxford, MS 38655Directions
- Sisk Avenue Branch700 Sisk Ave, Oxford, MS 38655Directions
Tupelo area · 2
- Fnb Tupelo A Branch Of Fnb Oxford Bank165 S Commerce St, Tupelo, MS 38804Directions
- Tupelo West Branch3416 W Main St, Tupelo, MS 38801Directions
Water Valley area · 1
- Fnb Water Valley Branch400 North Main Street, Water Valley, MS 38965Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.87% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.13% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.83% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $68 | $81 | — |
- CapitalLeverage ratio11.87%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.13%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.83%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$68Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of FNB Oxford Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.