Credit union · NCUA insured
Five Star Federal Credit Union Credit Card Rates
Five Star Federal Credit Union credit cards start at 12.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Five Star Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Baltimore, MD, where Five Star Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Five Star Federal Credit Union
12.00%APR
Platinum Rewards Visa Credit Card
Lowest rate
APG Federal Credit Union
7.00%APR
2nd-lowest rate
Freedom Federal Credit Union
7.00%APR
Five Star Federal Credit Union credit card score
72
Credit card score
Higher than 30% of U.S. banks and credit unions
- Purchase APRPurchase APR12.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Five Star Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Rewards Visa Credit Card
Credit card accounts are available to members in good standing with Five Star Federal Credit Union. Approval is based on credit history and debt-to-income ratio.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.99% | None | Introductory rate for first 6 billing cycles. |
| Ongoing | 12.00% | None | Rates quoted are the lowest available ('as low as') and depend on credit history. |
| Ongoing | 12.00%–18.00% | None | 12.00%, 13.00%, 17.00%, or 18.00% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. |
Sources (3)
- fivestarfcu.org/loans
- fivestarfcu.org/loans/credit-card
- fivestarfcu.org/credit-card-application-disclosure
All captured Oct 22, 2026
Who can join Five Star Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.