Credit union · NCUA insured
Fitzsimons Credit Union Auto Loan Rates
Fitzsimons Credit Union auto loan rates start at 5.24% APR. Rates checked October 22, 2026.
How Fitzsimons Credit Union’s auto loan rates compare
Compared with banks and credit unions near Denver, CO, where Fitzsimons Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Fitzsimons Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
2nd-lowest rate
Climb Credit Union
4.49%APR
- Terms
- up to 96 months
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Refinance Promotion
Refinance promotion: Mention code 'Drive & Save 26'. Minimum refinance amount $7,500, maximum loan term 72 months. Vehicle must be model year 2016 or newer. Not valid for existing auto loans with FFCU. No cash out refi. Membership required. Receive 1% off current APR (floor rate 4.49% or 5.24%). $300 cash incentive distributed within 30 days of loan closing. No payments for 90 days. Rate assumes excellent credit and maximum rate discounts (existing member discount, LTV discounts, term discounts). Promotion expires 12/31/2026.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.24% | Advertised 'as low as' APR assumes excellent credit history, maximum rate discounts (including existing member, LTV, and term discounts), and represents up to a 36-month term for a new or used auto (passenger vehicles 2016 or newer). Floor rate set at 4.49% (p14) or 5.24% (p43). 1% off current APR with approved credit. Promotion expires 12/31/2026. |
Sources (2)
- fitzsimonscu.com/loans-mortgag…ans/auto-loans-refinance
- fitzsimonscu.com/loans-mortgages/current-promotions
All captured Oct 22, 2026
Who can join Fitzsimons Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, or attend school in, and businesses and other legal entities located in Adams, Arapahoe, or Denver Counties, Colorado.
Family and household
- Eligibility includes employees of the credit union, members of their immediate families or household, spouses of persons who died within the field of membership, and organizations of such persons.
Cost to join
- A $5 opening savings deposit is required to open an account.
Membership information collected October 4, 2026.