Bank · FDIC insured
First United Bank & Trust Credit Card Rates
First United Bank & Trust credit card rates start at 15.49% APR. Rates checked October 22, 2026.
How First United Bank & Trust’s credit card rates compare
Compared with banks and credit unions in Maryland, where First United Bank & Trust has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First United Bank & Trust
– –
No ongoing APR published
Lowest rate
APG Federal Credit Union
7.00%APR
2nd-lowest rate
Freedom Federal Credit Union
7.00%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Personal Credit Cards - Cash Rewards Platinum
Must be 18 to apply. Subject to credit approval. Issued by TCM Bank, N.A. Cardholders must be open and in good standing to access rewards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro APR applies to purchases and balance transfers for first 12 billing cycles after account opening. Standard APR applies if payment late or returned unpaid. |
| Ongoing | 18.49%–27.74% | None | Variable APR based on Prime Rate (7.50% Prime Rate) plus margin. Based on creditworthiness. Applies to purchases after introductory period. |
| Ongoing | 28.49%–28.99% | None | Cash Advance APR based on creditworthiness. Cash advance fee is greater of $5 or 3%. |
Sources (1)
- mybank.com/personal/loans-and-…it/personal-credit-cards · captured Oct 15, 2026
Visa Platinum Personal Credit Cards - Platinum Edition
Must be 18 to apply. Subject to credit approval. Issued by TCM Bank, N.A. No penalty APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro APR applies to purchases and balance transfers for first 12 billing cycles after account opening. Standard APR applies if payment late or returned unpaid. |
| Ongoing | 15.49%–25.49% | None | Variable APR based on Prime Rate (7.50% Prime Rate) plus margin. Based on creditworthiness. Applies to purchases after introductory period. |
| Ongoing | 25.49%–28.99% | None | Cash Advance APR based on creditworthiness. Cash advance fee is greater of $5 or 3%. |
Sources (1)
- mybank.com/personal/loans-and-…it/personal-credit-cards · captured Oct 15, 2026
Visa Platinum Personal Credit Cards - Rewards Platinum
Must be 18 to apply. Subject to credit approval. Issued by TCM Bank, N.A. Cardholders must be open and in good standing to access rewards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro APR applies to purchases and balance transfers for first 12 billing cycles after account opening. Standard APR applies if payment late or returned unpaid. |
| Ongoing | 17.49%–27.49% | None | Variable APR based on Prime Rate (7.50% Prime Rate) plus margin. Based on creditworthiness. Applies to purchases after introductory period. |
| Ongoing | 27.49%–28.99% | None | Cash Advance APR based on creditworthiness. Cash advance fee is greater of $5 or 3%. |
Sources (1)
- mybank.com/personal/loans-and-…it/personal-credit-cards · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.