Credit union · NCUA insured
First Trust Credit Union Auto Loan Rates
First Trust Credit Union auto loan rates start at 4.49% APR. Rates checked October 15, 2026.
How First Trust Credit Union’s auto loan rates compare
Compared with banks and credit unions near Chicago, IL-IN, where First Trust Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
First Trust Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Rock Valley Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
NEW MOTORCYCLES
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.29% | Rates as low as 6.29% for 36 months. |
Sources (1)
- firsttrustcu.com/loan-rates · captured Oct 15, 2026
NEW VEHICLE
No application or processing fees. No money down. No payment for 60 days (interest accrues during deferral). Fixed rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.49% | Rates as low as 4.49% for 24 months. No application or processing fees. No money down. No payment for 60 days (interest accrues during deferral). Fixed rates. |
USED VEHICLE
No application or processing fees. No money down. No payment for 60 days (interest accrues during deferral). Fixed rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.49% | Rates as low as 4.49% for 36 months. No application or processing fees. No money down. No payment for 60 days (interest accrues during deferral). Fixed rates. |
Who can join First Trust Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live or work in Indiana's La Porte, Porter, Jasper, Newton, or Pulaski Counties.
Employers and groups
- Eligibility is open to individuals who work for one of the credit union's Community Partners in La Porte, Porter, Jasper, Newton, Pulaski, Starke, or White Counties.
Family and household
- Eligibility is open to individuals with family members of the credit union, defined as parents, children, spouse, siblings, grandparent, grandchildren, stepparents, stepchildren, stepsiblings, or adoptive relationships.
Membership information collected October 5, 2026.