Bank · FDIC insured
First State Bank
A $129.7M bank headquartered in Stuart, IA, with 4 branches in Iowa.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Savings: no accounts of this kind found on its website. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.80%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First State Bank
- Headquarters
- 215 N Division St, Stuart, IA 50250
- FDIC certificate
- 16177 ↗
Branches
4 branches in Iowa
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Iowa
4 branches
Stuart area · 2
- First State BankMain office215 N Division St, Stuart, IA 50250Directions
- 623 South Division Branch623 S Division St, Stuart, IA 50250Directions
Dexter area · 1
- Dexter Branch825 Marshall St, Dexter, IA 50070Directions
Redfield area · 1
- Redfield Branch917 1st St, Redfield, IA 50233Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.95% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.03% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.15% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $49 | $81 | — |
- CapitalLeverage ratio11.95%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.03%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.15%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$49Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.