Bank · FDIC insured
First State Bank of the Ozarks Savings Rates
First State Bank of the Ozarks’s best savings rate is 1.00% APY, with its Kasasa Saver, with extra requirements. Rates checked October 16, 2026.
How First State Bank of the Ozarks’s savings rates compare
Compared with banks and credit unions in Missouri, where First State Bank of the Ozarks has the most branches. $10,000, best rate first.
This bank’s best
First State Bank of the Ozarks
1.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $100
Kasasa Saver
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
Metro Credit Union
5.09%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $509
First State Bank of the Ozarks savings score
68
Savings score
Higher than 20% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First State Bank of the Ozarks ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 1.00%APY
Links to free Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle (at least 12 debit card purchases, enrolled in and agree to receive eStatements, enrolled in and log into online banking). | 1.00% | $100 | When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle (at least 12 debit card purchases, enrolled in and agree to receive eStatements, enrolled in and log into online banking). |
| Any balanceBase rate earned if qualifications are not met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle. | 0.05% | $5 | Base rate earned if qualifications are not met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle. |
| $25,000 and upApplies to portion of balance over $25,000 when qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle, resulting in a range from 0.40% to 1.00% APY depending on balance. | 0.25% | — | Applies to portion of balance over $25,000 when qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle, resulting in a range from 0.40% to 1.00% APY depending on balance. |
Sources (1)
- fsbozk.com/deposits/savings · captured Sep 17, 2026
Opening an account
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