Bank · FDIC insured
First State Bank
A $232.5M bank headquartered in Loomis, NE, with 4 branches in Nebraska.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First State Bank
First State Bank is a bank headquartered in Loomis, Nebraska, founded in 1886.
In 1952, the bank was purchased by the Lauritzen family of Omaha, who continues to own it.
The bank expanded through acquisitions of the Harlan County Bank in 2006, the Bank of Bertrand in 2012, and Farmers and Merchants Bank of Axtell in 2022.
- Headquarters
- 211 Commercial St, Loomis, NE 68958
- FDIC certificate
- 16333 ↗
Branches
4 branches in Nebraska
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Nebraska
4 branches
Loomis area · 1
- First State BankMain office211 Commercial St, Loomis, NE 68958Directions
Alma area · 1
- 620 West Main Street Branch620 Main St, Alma, NE 68920Directions
Axtell area · 1
- Axtell Branch402 Main St, Axtell, NE 68924Directions
Bertrand area · 1
- Bank Of Bertrand Branch601 Minor Ave, Bertrand, NE 68927Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.76% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.01% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.57% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $90 | $81 | — |
- CapitalLeverage ratio11.76%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.01%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.57%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$90Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.