Credit union · NCUA insured
First Responders Credit Union Credit Card Rates
First Responders Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How First Responders Credit Union’s credit card rates compare
Compared with banks and credit unions near Boston, MA-NH, where First Responders Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
First Responders Credit Union
10.90%APR
- Up to
- —
VISA Platinum
Lowest rate
Albright Credit Union
7.99%APR
- Up to
- 17.99% APR
2nd-lowest rate
Beverly Municipal Federal Credit Union
7.99%APR
- Up to
- —
First Responders Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Responders Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic
Membership limited to first responder community in Massachusetts, Boston Firefighters Credit Union employees/retirees, labor union employees/retirees serving first responders, and family members. Credit limits up to $25,000. 25-day grace period for purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | — |
Sources (1)
- firstresponderscu.org/loans/consumer · captured Oct 5, 2026
VISA Platinum
Membership limited to first responder community in Massachusetts, Boston Firefighters Credit Union employees/retirees, labor union employees/retirees serving first responders, and family members. Credit limits up to $25,000. 25-day grace period for purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | — |
Sources (1)
- firstresponderscu.org/loans/consumer · captured Oct 5, 2026
Who can join First Responders Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of Boston Firefighters Credit Union are eligible for membership.
- Labor Union employees and retirees thereof serving the first responder community in Massachusetts are eligible for membership.
Military, government and schools
- Employees and retirees of fire departments, law enforcement departments, and municipally operated EMS departments in Massachusetts are eligible for membership.
Family and household
- Family members of eligible persons (including spouses, domestic partners sharing the same household, children, parents, grandparents, grandchildren, siblings, aunts, uncles, cousins, nieces, and nephews by blood or marriage) are eligible for membership.
Membership information collected October 5, 2026.