Bank · FDIC insured
First National Bank of River Falls Savings Rates
First National Bank of River Falls’s best savings rate is 0.10% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How First National Bank of River Falls’s savings rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where First National Bank of River Falls has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of River Falls
0.10%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $10
Money Market Account
Top rate
VisionBank
3.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
First National Bank of River Falls savings score
66
Savings score
Higher than 16% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of River Falls ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Tiered Money Market Account
0.10%APY
Compounded monthly. $15,000 minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000Compounded monthly. | 0.10% | $10 | Compounded monthly. |
| $15,000 – $50,000Compounded monthly. | 0.60% | — | Compounded monthly. |
| $50,000 – $100,000Compounded monthly. | 0.80% | — | Compounded monthly. |
| $100,000 – $250,000Compounded monthly. | 1.00% | — | Compounded monthly. |
| $250,000 and upCompounded monthly. | 1.20% | — | Compounded monthly. |
Money Market Account
0.10%APY
Compounded monthly. $1,000 minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded monthly.Any balance | 0.10% | $10 | Compounded monthly. |
Regular Savings
0.05%APY
$200 minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upCompounded quarterly.$200 and up | 0.05% | $5 | Compounded quarterly. |
Special-purpose accounts
Health Savings Account
0.20%APY
Available to taxpayers enrolled in a high deductible health plan (HDHP). No monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Compounded monthly. | 0.05% | — | Compounded monthly. |
| $2,500 – $5,000Compounded monthly. | 0.05% | — | Compounded monthly. |
| $5,000 and upCompounded monthly. | 0.20% | $20 | Compounded monthly. |
First Savings
0.05%APY
For ages 0 - 24. No minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor ages 0 - 24. Compounded quarterly.Any balance | 0.05% | $5 | For ages 0 - 24. Compounded quarterly. |
Flex IRA Savings
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded quarterly.Any balance | 0.05% | $5 | Compounded quarterly. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.