Bank · FDIC insured
First National Bank of Litchfield CD Rates
First National Bank of Litchfield’s best CD rate is 3.55% APY on a 1-year CD. Terms run from 6 months to 4 years. Rates checked October 16, 2026.
How First National Bank of Litchfield’s CD rates compare
Compared with banks and credit unions in Illinois, where First National Bank of Litchfield has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of Litchfield
3.55%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $355
Current CD Rates
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
First National Bank of Litchfield CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 3–8 months3–8 mo0.75%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.03%
- 31–60 months31–60 mo1.00%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of Litchfield ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Current CD Rates
Up to 3.55%APY · 7 terms
All certificate APYs listed are based upon quarterly compounding. $1,000.00 minimum deposit to earn APY disclosed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months182 days. Based upon quarterly compounding. $1,000.00 minimum deposit to earn APY disclosed | 0.75% | $38 |
| 12 monthsBased upon quarterly compounding. $1,000.00 minimum deposit to earn APY disclosed | 3.55% | $355 |
| 18 monthsBased upon quarterly compounding. $1,000.00 minimum deposit to earn APY disclosed | 1.00% | $150 |
| 24 monthsBased upon quarterly compounding. $1,000.00 minimum deposit to earn APY disclosed | 3.03% | $615 |
| 30 monthsBased upon quarterly compounding. $1,000.00 minimum deposit to earn APY disclosed | 1.00% | $252 |
| 36 monthsBased upon quarterly compounding. $1,000.00 minimum deposit to earn APY disclosed | 1.00% | $303 |
| 48 monthsBased upon quarterly compounding. $1,000.00 minimum deposit to earn APY disclosed | 1.00% | $406 |
Sources (1)
- fnbill.com/rates · captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.