Bank · FDIC insured
First Independent Bank, Minnesota Credit Card Rates
Top CarrotFirst Independent Bank, Minnesota credit cards start at 9.89% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How First Independent Bank, Minnesota’s credit card rates compare
Compared with banks and credit unions near Marshall, MN, where First Independent Bank, Minnesota has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First Independent Bank, Minnesota
9.89%APR
- Up to
- —
Visa Gold Credit Card
2nd-lowest rate
Leading Edge Credit Union
15.00%APR
- Up to
- —
3rd-lowest rate
Wells Fargo
17.74%APR
- Up to
- 28.49% APR
First Independent Bank, Minnesota credit card score
87
Credit card score
Higher than 76% of U.S. banks and credit unions
- Purchase APRPurchase APR9.89%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Independent Bank, Minnesota ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Credit Card
Available to individuals of any age; a parent or legal guardian must be a joint account owner for accounts/cards associated with a minor. Targeted for applicants with lower credit scores.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.89% | None | Applies to purchases, balance transfers, and cash advances. No balance transfer, cash advance, over-the-credit limit, or minimum interest fee. |
Sources (1)
- fibmn.com/personal/card-services · captured Oct 7, 2026
Visa Gold Credit Card
Available to individuals of any age; a parent or legal guardian must be a joint account owner for accounts/cards associated with a minor. Targeted for applicants with higher credit scores.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.89% | None | Applies to purchases, balance transfers, and cash advances. No balance transfer, cash advance, over-the-credit limit, or minimum interest fee. |
Sources (1)
- fibmn.com/personal/card-services · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.