Credit union · NCUA insured
First Financial Federal Credit Union Credit Card Rates
First Financial Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How First Financial Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Baltimore, MD, where First Financial Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
First Financial Federal Credit Union
9.90%APR
- Up to
- 18.00% APR
Traditional Rewards Visa Credit Card
Lowest rate
APG Federal Credit Union
7.00%APR
- Up to
- —
2nd-lowest rate
Freedom Federal Credit Union
7.00%APR
- Up to
- —
First Financial Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Financial Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cashback Rewards Visa Signature Credit Card
Rates are based on creditworthiness and vary with the Prime Rate. Credit limits range from $5,000 to $45,000. Features no annual fee, 0% balance transfer fee, and 1.5% to 2% cash rebates on purchases (2% rebate contingent upon opening and maintaining Better Rewards Checking).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR for the first 6 months for qualified members. |
| Ongoing | 13.99%–18.00% | None | Standard variable APR based on creditworthiness; varies with the market based on the Prime Rate. Same rate applies to purchases, cash advances, and balance transfers. |
Traditional Rewards Visa Credit Card
Fixed APR based on creditworthiness. Credit limits range from $3,000 up to $15,000. Features no annual fee, 0% balance transfer fee, and 1% cash rebate on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR for the first 6 months for qualified members. |
| Ongoing | 9.90%–18.00% | None | Fixed APR based on creditworthiness. Same rate applies to purchases, cash advances, and balance transfers. |
Who can join First Financial Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of many area businesses and hospitals are eligible for membership.
Military, government and schools
- Employees, students, and parents of Baltimore, Carroll, Cecil, Accomack, Somerset, and Worcester County Public School systems, as well as employees of area private schools and colleges, are eligible for membership.
Family and household
- Families of employees of many area businesses, hospitals, private schools, and colleges are eligible for membership.
Membership information collected October 4, 2026.