Bank · FDIC insured
First Financial Bank Credit Card Rates
First Financial Bank credit card rates start at 15.49% APR. Rates checked October 15, 2026.
How First Financial Bank’s credit card rates compare
Compared with banks and credit unions in Illinois, where First Financial Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First Financial Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
First Community Credit Union
7.90%APR
- Up to
- 16.90% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
First Platinum Mastercard
Cards are issued by First Financial Corporation and are subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | For the first 6 months, pay 0% APR on purchases. Zero annual fee. |
| Ongoing | 15.49%–24.99% | None | After the introductory six-month period, the APR on purchases will be 15.49%-24.99% based on creditworthiness, varying with the market based on the Prime Rate. Zero annual fee. |
Sources (1)
- first-online.bank/personal/per…l-borrowing/credit-cards · captured Oct 7, 2026
Secured First Platinum Mastercard
Requires a refundable security deposit equal to the credit line. Minimum initial credit line of $300.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0% Intro APR for the first 6 months on purchases. Same benefits as First Platinum Mastercard. Requires refundable security deposit equal to credit line; minimum initial credit line $300. |
| Ongoing | 15.49%–24.99% | None | Ongoing APR on purchases after introductory 6-month period, 15.49%-24.99% based on creditworthiness, varying with the market based on the Prime Rate. Requires refundable security deposit equal to credit line; minimum initial credit line $300. |
Sources (1)
- first-online.bank/personal/per…l-borrowing/credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.