Bank · FDIC insured
First Federal Savings & Loan Credit Card Rates
First Federal Savings & Loan credit card rates start at 10.24% APR. Rates checked October 22, 2026.
How First Federal Savings & Loan’s credit card rates compare
Compared with banks and credit unions near Gulfport, MS, where First Federal Savings & Loan has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First Federal Savings & Loan
– –
No ongoing APR published
Lowest rate
Keesler Federal Credit Union
9.49%APR
2nd-lowest rate
All In Credit Union
9.99%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Personal Card – Low Rate
Available as Mastercard or Visa. 25-day interest-free grace period on purchases; no grace period on cash advances. If at least one box is not checked or too many boxes are checked, applicant is deemed to have selected the Low Rate Card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Introductory APR for the first six months on purchases, balance transfers, and cash advances. |
| Ongoing | 10.24% | None | Ongoing variable APR for purchases, balance transfers, and cash advances after the 6-month introductory period; calculated as Prime Rate + 6.99% (maximum APR 21%). |
Sources (2)
All captured Oct 4, 2026
Personal Card – World / Preferred Points Rewards
Available as Mastercard or Visa. 25-day interest-free grace period on purchases; no grace period on cash advances. If applicant does not qualify for a World Card, automatically offered a Preferred Points Card. Concierge Services available with World MasterCard only.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Introductory APR for the first six months on purchases, balance transfers, and cash advances. |
| Ongoing | 15.24% | None | Ongoing variable APR for purchases, balance transfers, and cash advances after the 6-month introductory period; calculated as Prime Rate + 11.99% (maximum APR 21%). |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.