Bank · FDIC insured
First Exchange Bank Credit Card Rates
First Exchange Bank doesn’t publish an ongoing APR for its credit cards, only a 12-month introductory rate. Rates checked October 22, 2026.
How First Exchange Bank’s credit card rates compare
Compared with banks and credit unions near Fairmont, WV, where First Exchange Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
First Exchange Bank
– –
- Annual fee
- —
No ongoing APR published
Lowest rate
Truist Bank
13.99%APR
- Annual fee
- $450
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Rewards Platinum
Offers residents of North Central West Virginia hometown convenience.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory rate for the first twelve months; competitive interest rates after first twelve months; no annual fee. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- firstexchangebank.com/personal-banking/credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.