Credit union · NCUA insured
First Entertainment Credit Union Auto Loan Rates
First Entertainment Credit Union auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 17, 2026.
How First Entertainment Credit Union’s auto loan rates compare
Compared with banks and credit unions near Los Angeles, CA, where First Entertainment Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
First Entertainment Credit Union
5.49%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New Auto Loans
Lowest rate
Downey Federal Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
United Catholics Federal CU
3.75%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
First Entertainment Credit Union auto loan score
69
Auto loan score
Higher than 25% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Entertainment Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
NEW vehicles: Any current year or previous year models with less than 10,000 miles. Maximum Loan amount financed – NEW: up to 120% Manufacturer Suggested Retail Price (MSRP) per table footer / up to 120% Retail Kelly Blue Book per Disclosure 2. Lowest advertised rate is based on creditworthiness and underwriting factors and includes a 0.75% discount off the effective date APR when you have direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account; a 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP). 4.74% APR (5.74% APR without discounts) is the preferred rate for New Auto Loans. Rate and term dependent on loan amount. No additional discounts or promotions may be applied to these rates. Any loans originated through the FI CONNECT Tesla channel are ineligible for First Entertainment’s traditional auto loan program, The A-List discounts, Direct Deposit discounts, or any other promotional or stackable rate discounts.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.74% | Maximum 3 years to repay. Minimum amount financed $2,500. Rate includes discounts. |
| up to 48 months | 5.24% | Maximum 4 years to repay. Minimum amount financed $8,500. Rate includes discounts. |
| up to 60 months | 5.49% | Maximum 5 years to repay. Minimum amount financed $10,000. Rate includes discounts. |
| up to 72 months | 5.74% | Maximum 6 years to repay. Minimum amount financed $15,000. Rate includes discounts. |
| up to 84 months | 6.24% | Maximum 7 years to repay. Minimum amount financed $25,000. Rate includes discounts. |
Sources (1)
- firstent.org/personal/vehicle-loans · captured Oct 17, 2026
Used Auto Loans
USED vehicles: Any vehicle that doesn’t match NEW vehicle requirements. Maximum Loan amount financed – USED: up to 120% Retail Kelly Blue Book (84 months max). Lowest advertised rate is based on creditworthiness and underwriting factors and includes a 0.75% discount off the effective date APR when you have direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account; a 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP). 4.99% APR (5.99% APR without discounts) is the preferred rate for Used Auto Loans. Rate and term dependent on loan amount. No additional discounts or promotions may be applied to these rates. Any loans originated through the FI CONNECT Tesla channel are ineligible for First Entertainment’s traditional auto loan program, The A-List discounts, Direct Deposit discounts, or any other promotional or stackable rate discounts.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Maximum 3 years to repay. Minimum amount financed $2,500. Rate includes discounts. |
| up to 48 months | 5.49% | Maximum 4 years to repay. Minimum amount financed $8,500. Rate includes discounts. |
| up to 60 months | 5.49% | Maximum 5 years to repay. Minimum amount financed $10,000. Rate includes discounts. |
| up to 72 months | 5.99% | Maximum 6 years to repay. Minimum amount financed $15,000. Rate includes discounts. |
| up to 84 months | 6.74% | Maximum 7 years to repay. Minimum amount financed $25,000. Rate includes discounts. |
Sources (1)
- firstent.org/personal/vehicle-loans · captured Oct 17, 2026
Who can join First Entertainment Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, regularly work, currently attend school, worship, or run a business in Los Angeles County, California.
Employers and groups
- Eligibility is open to employees or retirees of companies and entertainment industry organizations served by First Entertainment Credit Union.
Family and household
- Eligibility is open to immediate family or household members of someone who is eligible or an existing member.
Membership information collected October 5, 2026.