Credit union · NCUA insured
First County FCU Credit Card Rates
Top CarrotFirst County FCU credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How First County FCU’s credit card rates compare
Compared with banks and credit unions near Muncie, IN, where First County FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
First County FCU
9.90%APR
VISA Credit Card
2nd-lowest rate
Prime Trust Financial Credit Union
9.90%APR
3rd-lowest rate
Thrive Credit Union
9.90%APR
First County FCU credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First County FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | — |
Sources (1)
- firstcountyfcu.org · captured Oct 7, 2026
Who can join First County FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, attends school, or goes to church in Delaware County (or Muncie), Indiana.
Membership information collected October 5, 2026.