Bank · FDIC insured
First Bank of the Lake Savings Rates
Top CarrotFirst Bank of the Lake’s best savings rate is 4.00% APY on $10,000, with its High Yield Savings. Rates checked October 16, 2026.
How First Bank of the Lake’s savings rates compare
Compared with banks and credit unions in Missouri, where First Bank of the Lake has the most branches. $10,000, best rate first.
This bank’s best
First Bank of the Lake
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
High Yield Savings
Top rate
JM Associates FCU
5.12%APY
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
Metro Credit Union
5.09%APY
- Minimum
- —
- Earns on $10,000 a year
- $509
First Bank of the Lake savings score
95
Savings score
Higher than 97% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0004.00%
- $100,000 balance$100,0004.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Bank of the Lake ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Savings
4.00%APY
Personal and consumer funds only. No business or institutional funds allowed. Available online or in branch.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upRequires $2,500 minimum balance to earn advertised APY. Rate available both online and in branch.$2,500 and up | 4.00% | $400 | Requires $2,500 minimum balance to earn advertised APY. Rate available both online and in branch. |
Sources (2)
- fblake.bank/consumer-banking/savings-and-money-market
- fblake.bank/consumer-banking/savings-product-page
All captured Oct 5, 2026
Money Market Account
0.25%APY
Maintain a $1,000 minimum balance to avoid the $10 monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.25% | $25 |
| $25,000 – $50,000 | 0.50% | — |
| $50,000 – $100,000 | 1.00% | — |
| $100,000 – $250,000 | 2.25% | — |
| $250,000 and up | 3.25% | — |
Sources (1)
- fblake.bank/consumer-banking/consumer-money-market · captured Oct 5, 2026
FREE Kasasa® Saver
Up to 0.75%APY
Available in branch only. Must have a Kasasa Cash or Kasasa Cash Back checking account. Rewards automatically transfer to Kasasa Saver.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Applies to balances up to $24,999.99 when qualifications are met on linked Kasasa Cash or Kasasa Cash Back checking account. No minimum balance required to earn rewards. | 0.75% | $75 | Applies to balances up to $24,999.99 when qualifications are met on linked Kasasa Cash or Kasasa Cash Back checking account. No minimum balance required to earn rewards. |
| Any balanceApplies to entire balance if qualifications are not met on linked Kasasa Cash or Kasasa Cash Back checking account. | 0.05% | $5 | Applies to entire balance if qualifications are not met on linked Kasasa Cash or Kasasa Cash Back checking account. |
Sources (2)
- fblake.bank/consumer-banking/savings-and-money-market
- fblake.bank/consumer-banking/savings-product-page
All captured Oct 5, 2026
Traditional Savings
0.25%APY
Available in branch only. Interest compounded and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to all balances. $2 monthly fee is waived if a $100 minimum balance is maintained.Any balance | 0.25% | $25 | Applies to all balances. $2 monthly fee is waived if a $100 minimum balance is maintained. |
Sources (2)
- fblake.bank/consumer-banking/savings-and-money-market
- fblake.bank/consumer-banking/savings-product-page
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.