Credit union · NCUA insured
First Atlantic Federal Credit Union Credit Card Rates
Top CarrotFirst Atlantic Federal Credit Union credit cards start at 11.70% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How First Atlantic Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where First Atlantic Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
First Atlantic Federal Credit Union
11.70%APR
Platinum Visa®
Lowest rate
Fox Federal Credit Union
6.95%APR
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
First Atlantic Federal Credit Union credit card score
75
Credit card score
Higher than 40% of U.S. banks and credit unions
- Purchase APRPurchase APR11.70%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Atlantic Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Visa®
First Atlantic Federal Credit Union membership is required. Rates and terms are estimates and may vary based on personal credit history and other factors.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% APR introductory rate for 12 months on balance transfers & purchases. |
| Ongoing | 11.70% | None | Best Rate may vary based on personal credit history and other factors. |
Secured Visa®
Member must have a deposit account to apply. Funds must be secured in a First Atlantic savings account with a minimum credit line / secured amount of $250. Membership is required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Minimum credit line of $250. Funds must be secured in a savings account. Best Rate may vary based on personal credit history and other factors. |
Signature Rewards Visa®
First Atlantic Federal Credit Union membership is required. Rates and terms are estimates and may vary based on personal credit history and other factors.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% APR introductory rate for 12 months on balance transfers & purchases. Earn double rewards points on purchases for first 90 days (not applicable to current credit card members). |
| Ongoing | 13.70% | None | Best Rate may vary based on personal credit history and other factors. |
Who can join First Atlantic Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.