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Bank · FDIC insured

FinWise Bank Savings Rates

FinWise Bank’s best savings rate is 0.30% APY on $10,000, with its Consumer Statement Savings. Rates checked October 22, 2026.

How FinWise Bank’s savings rates compare

Compared with banks and credit unions near Salt Lake City, UT, where FinWise Bank has the most branches. $10,000, best rate first.

  • This bank’s best

    FinWise Bank

    0.30%APY

    Requires
    None
    Minimum
    —
    Earns on $10,000 a year
    $30

    Consumer Statement Savings

  • Top rate

    Axos Bank

    5.00%APY

    Requires
    Another account
    Minimum
    $0
    Earns on $10,000 a year
    $500

    Axos Bank rates

  • 2nd-highest rate

    SoFi Bank, National Association

    4.40%APY

    Requires
    Another account
    Minimum
    —
    Earns on $10,000 a year
    $440

    SoFi Bank, National Association rates

Compare savings rates near you →

FinWise Bank savings score

74

Savings score

Higher than 35% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.30%
  • $10,000 balance$10,0000.30%
  • $100,000 balance$100,0000.30%
  • QualifiedQualified0.30%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where FinWise Bank ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details
← FinWise Bank overview