Credit union · NCUA insured
Finger Lakes Health Care Federal Credit Union Savings Rates
Finger Lakes Health Care Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Savings. Rates checked October 16, 2026.
How Finger Lakes Health Care Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Elmira, NY, where Finger Lakes Health Care Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Finger Lakes Health Care Federal Credit Union
0.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $50
Savings
Top rate
Five Star Bank
2.75%APY
- Minimum
- $10,000
- Earns on $10,000 a year
- $275
2nd-highest rate
Empower Federal Credit Union
1.15%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $115
Finger Lakes Health Care Federal Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Finger Lakes Health Care Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings
0.50%APY
Maintain a balance of at least $10. No monthly fees. Balances above $50 earn interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $50Balances of above $50 earn interest.Over $50 | 0.50% | $50 | Balances of above $50 earn interest. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Individual Retirement Account (IRA)
1.26%APY
Traditional and Roth IRA options available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance of $100 required.$100 and up | 1.26% | $126 | Minimum balance of $100 required. |
Sources (2)
All captured Sep 17, 2026
Who can join Finger Lakes Health Care Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Health care employees in the Elmira-Watkins Glen area are eligible for membership.
Family and household
- Families of health care employees in the Elmira-Watkins Glen area are eligible for membership.
Membership information collected October 5, 2026.