Financial Resources FCU Credit Card Rates

How Financial Resources FCU’s credit card rates compare

Compared with banks and credit unions near New York, NY-NJ, where Financial Resources FCU has the most branches. Ongoing purchase APR, lowest first.

This credit union’s lowest
Financial Resources FCU
– –
No ongoing APR published
Lowest rate
Fox Federal Credit Union
6.95%APR
Fox Federal Credit Union rates
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
NYU Federal Credit Union rates

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Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Visa Platinum Card

Membership eligibility required. Subject to credit approval. Interest rate varies based on credit history. No annual fee. No balance transfer fee stated in marketing disclosures. Cash advance fee 2% ($10 minimum). Foreign transaction fee 1%.

Applies to	APR	Annual fee	Conditions
Intro, 6 months	0.00%	None	Introductory APR for purchases for the first 6 months.
Ongoing	14.74%–18.00%	None	Standard variable APR for purchases thereafter; varies with market based on prime rate and credit history.
Intro, 18 months	9.99%	None	Balance transfer APR for 18 months. No balance transfer fee. For new credit card balances; existing FRFCU card balances ineligible. Promotional offer subject to end at any time.

Sources (3)

All captured Oct 15, 2026

Visa RBNY Card

Membership eligibility required. Subject to credit approval. 3% balance transfer fee. Cash advance fee 2% ($10 minimum). Foreign transaction fee 1%. No annual fee.

Applies to	APR	Annual fee	Conditions
Intro, 12 months	0.00%	None	Introductory APR for 12 months on purchases.
Ongoing	16.49%	None	Standard fixed APR for purchases after introductory period.

Sources (3)

All captured Oct 15, 2026

Visa Secured Card

Membership eligibility required. Subject to credit approval. No annual fee. Cash advance fee 2% ($10 minimum). Foreign transaction fee 1%.

Applies to	APR	Annual fee	Conditions
Ongoing	18.00%	None	Standard variable APR for purchases; varies with market based on prime rate.
Intro, 18 months	9.99%	None	Balance transfer APR for 18 months.

Sources (2)

All captured Oct 15, 2026

Visa Signature Rewards Card

Applies to	APR	Annual fee	Conditions
Intro, 6 months	0.00%	None	Introductory APR for purchases for the first 6 months.
Ongoing	16.74%–18.00%	None	Standard variable APR for purchases thereafter; varies with market based on prime rate and credit history.
Intro, 18 months	9.99%	None	Balance transfer APR for 18 months. No balance transfer fee. For new credit card balances; existing FRFCU card balances ineligible. Promotional offer subject to end at any time.

Sources (3)

All captured Oct 15, 2026

Who can join Financial Resources FCU

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Individuals who live, work, worship, or attend school in the Greater New Brunswick Area (Middlesex County), Flemington Borough (Hunterdon County), Elizabeth (Union County), or Jersey City (Hudson County), New Jersey are eligible for membership.

Employers and groups

Individuals employed by one of the hundreds of partner associations, organizations, or businesses are eligible for membership.

Family and household

Immediate family and household members of someone who has already joined FRFCU are eligible for membership.

Other ways

Individuals can become eligible for membership by joining the American Consumer Council (ACC) for free.

Cost to join

Business membership starts with a $10 share deposit in any checking (share draft) or savings (share) business account.
Consumer membership starts with a $1 share deposit in any checking (share draft) or savings (share) account.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

← Financial Resources FCU overview