Bank · FDIC insured
Farmers State Bank Savings Rates
Farmers State Bank’s best savings rate is 0.30% APY on $10,000, with its Regular MMDA. Rates checked October 16, 2026.
How Farmers State Bank’s savings rates compare
Compared with banks and credit unions in Wisconsin, where Farmers State Bank has the most branches. $10,000, best rate first.
This bank’s best
Farmers State Bank
0.30%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $30
Regular Super Saver
Top rate
Marshfield Medical Center Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Farmers State Bank savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0001.25%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Farmers State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Regular Super Saver
0.30%APY
Transfers from a Money Market Deposit Account to another account or third parties are limited to six per statement cycle. $10.00 monthly service charge applies if average daily balance falls below $1,000. Early closing fee applies if closed within six months of opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Compounded daily, paid monthly. Monthly fee of $10.00 waived with $1,000 average daily balance. | 0.01% | — | Compounded daily, paid monthly. Monthly fee of $10.00 waived with $1,000 average daily balance. |
| $10,000 – $20,000Compounded daily, paid monthly. Monthly fee of $10.00 waived with $1,000 average daily balance. | 0.30% | $30 | Compounded daily, paid monthly. Monthly fee of $10.00 waived with $1,000 average daily balance. |
| $20,000 and upCompounded daily, paid monthly. Monthly fee of $10.00 waived with $1,000 average daily balance. | 1.25% | — | Compounded daily, paid monthly. Monthly fee of $10.00 waived with $1,000 average daily balance. |
Regular MMDA
0.30%APY
Transfers from a Money Market Deposit Account to another account or third parties are limited to six per statement cycle. $10.00 monthly service charge applies if average daily balance falls below $1,000. Early closing fee applies if closed within six months of opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Simple Interest paid monthly. Monthly fee of $10.00 waived with $1,000 average daily balance. | 0.01% | — | Simple Interest paid monthly. Monthly fee of $10.00 waived with $1,000 average daily balance. |
| $1,000 and upSimple Interest paid monthly. Monthly fee of $10.00 waived with $1,000 average daily balance. | 0.30% | $30 | Simple Interest paid monthly. Monthly fee of $10.00 waived with $1,000 average daily balance. |
Regular Savings
0.01%APY
A monthly service charge of $2.00 applies if the average daily balance falls below $100.00. Transfers to another account or third parties by preauthorized, automatic, or telephone transfer are limited to 6 per statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSimple interest paid quarterly. $2.00 monthly fee waived with an average daily balance of at least $100.00.Any balance | 0.01% | $1 | Simple interest paid quarterly. $2.00 monthly fee waived with an average daily balance of at least $100.00. |
Special-purpose accounts
Christmas Club
0.01%APY
Account is automatically paid out annually. If account is closed or any withdrawal is made prior to the annual distribution date / access period, all accrued interest may be forfeited and the account may close. Can be viewed through online banking, but no online transactions permitted.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSimple interest paid annually. No monthly fees.Any balance | 0.01% | $1 | Simple interest paid annually. No monthly fees. |
Combo Savings Club
0.01%APY
Available to ages 12 and under. Automatically converts to a Cool Cash Savings Account at age 13. A monthly service charge of $1.00 applies if the average daily balance falls below $25.00. Transfers to another account or third parties by preauthorized, automatic, or telephone transfer are limited to 6 per statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSimple interest paid quarterly. $1.00 monthly fee waived with an average daily balance of at least $25.00. Customers receive a gift when opening with $25.00.Any balance | 0.01% | $1 | Simple interest paid quarterly. $1.00 monthly fee waived with an average daily balance of at least $25.00. Customers receive a gift when opening with $25.00. |
Cool Cash Savings
0.01%APY
Available to ages 13 through 23 (ages 13 to 24). Automatically converts to a Regular Savings Account on your 24th birthday / at age 24. A monthly service charge of $1.00 applies if the average daily balance falls below $25.00. Transfers to another account or third parties by preauthorized, automatic, or telephone transfer are limited to 6 per statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSimple interest paid quarterly. $1.00 monthly fee waived with an average daily balance of at least $25.00.Any balance | 0.01% | $1 | Simple interest paid quarterly. $1.00 monthly fee waived with an average daily balance of at least $25.00. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.