Bank · FDIC insured
Farmers Bank and Trust
A $247.8M bank headquartered in Princeton, KY, with 3 branches in Kentucky.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings——Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Farmers Bank and Trust
- Headquarters
- 111 W Washington St, Princeton, KY 42445
- FDIC certificate
- 2765 ↗
Branches
3 branches in Kentucky
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Kentucky
3 branches
Princeton area · 2
- Farmers Bank and Trust CompanyMain office111 W Washington St, Princeton, KY 42445Directions
- Highway 62 Drive Thru Only BranchHighway 62 West, Princeton, KY 42445Directions
Eddyville area · 1
- Farmers Bank Eddyvi28 Commerce St., Eddyville, KY 42038Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.46% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.04% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.63% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $88 | $81 | — |
- CapitalLeverage ratio9.46%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.04%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.63%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$88Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Farmers Bank and Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.