Bank · FDIC insured
Farmers and Merchants State Bank Credit Card Rates
Farmers and Merchants State Bank credit card rates start at 16.99% APR. Rates checked October 22, 2026.
How Farmers and Merchants State Bank’s credit card rates compare
Compared with banks and credit unions in Nebraska, where Farmers and Merchants State Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Farmers and Merchants State Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Trius Federal Credit Union
8.90%APR
- Up to
- —
2nd-lowest rate
Omaha Police Federal Credit Union
8.99%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Maximum Rewards® Visa Signature® Card
No annual fee. Subject to credit approval. Cards are issued by First National Bank of Omaha (FNBO®).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR on purchases for the first 12 billing cycles after account opening. |
| Ongoing | 18.99%–28.99% | None | Variable APR based on the Prime Rate, between 18.99% and 28.99% APR on purchases after the introductory period. |
Sources (1)
- fandmstatebank.com/personal-banking/credit-cards · captured Oct 7, 2026
Platinum Edition® Visa® Card
No annual fee. Subject to credit approval. Cards are issued by First National Bank of Omaha (FNBO®).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 18 months | 0.00% | None | 0% introductory APR on purchases for the first 18 billing cycles after account opening. |
| Ongoing | 16.99%–26.99% | None | Variable APR based on the Prime Rate, between 16.99% and 26.99% APR on purchases after the introductory period. |
Sources (1)
- fandmstatebank.com/personal-banking/credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.