Credit union · NCUA insured
Fargo Federal Employees Auto Loan Rates
Fargo Federal Employees auto loans start at 4.99% for a used one. Rates checked October 22, 2026.
How Fargo Federal Employees’s auto loan rates compare
Compared with banks and credit unions near Fargo, ND-MN, where Fargo Federal Employees has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Fargo Federal Employees
– –
- Discount
- —
No ongoing APR published
Lowest rate
Magnifi Financial
3.99%APR
- Discount
- Included in the rate
2nd-lowest rate
First Community Credit Union
4.74%APR
- Discount
- None included
Fargo Federal Employees auto loan score
80
Auto loan score
Higher than 53% of U.S. banks and credit unions
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Fargo Federal Employees ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New-Never Titled Vehicles
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 3.99% | — |
| up to 60 months | 3.99% | — |
| up to 72 months | 3.99% | — |
Sources (1)
- ffe-fcu.org/process.php · captured Oct 4, 2026
Used - 2022 to 2025
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | — |
| up to 48 months | 4.99% | — |
| up to 60 months | 4.99% | — |
Sources (1)
- ffe-fcu.org/process.php · captured Oct 4, 2026
Used 2022 & Older
Model Years Apply
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.99% | Model Years Apply |
Sources (1)
- ffe-fcu.org/process.php · captured Oct 4, 2026
Who can join Fargo Federal Employees
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.