Credit union · NCUA insured
Fannin Federal Credit Union Credit Card Rates
Fannin Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Fannin Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Bonham, TX, where Fannin Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Fannin Federal Credit Union
9.90%APR
- Up to
- —
Classic MasterCard®
2nd-lowest rate
Credit Union of Texas
12.40%APR
- Up to
- 17.90% APR
Fannin Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Fannin Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic MasterCard®
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed rate. Method of computing balance: Average Daily Balance (including new purchases). Minimum payment amount: 2% or $18.00. |
Sources (2)
All captured Oct 7, 2026
Who can join Fannin Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, attend school, or own a business or other legal entities located in Fannin County, Texas are eligible for membership.
Family and household
- Immediate family members—defined as spouse, child, stepchild, sibling, parent, grandparent, or grandchild—of eligible persons qualify for membership.
Cost to join
- An opening deposit of at least $10 into a share/savings account is required to join.
Membership information collected October 5, 2026.