Credit union · NCUA insured
Expree Credit Union Credit Card Rates
Top CarrotExpree Credit Union credit cards start at 9.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Expree Credit Union’s credit card rates compare
Compared with banks and credit unions near Frankfort, KY, where Expree Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Expree Credit Union
9.50%APR
- Up to
- —
Visa Platinum Rewards
2nd-lowest rate
Commonwealth Credit Union
14.90%APR
- Up to
- 18.00% APR
Expree Credit Union credit card score
87
Credit card score
Higher than 78% of U.S. banks and credit unions
- Purchase APRPurchase APR9.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Expree Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Cash Back
Variable APR based on Prime Rate (Prime + 10.5%). Membership required; subject to credit approval. No annual fee, no application fee, and no balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.50% | None | Variable APR based on the Prime Rate. Applies to Purchases, Cash Advances, & Balance Transfers. |
| Ongoing | 17.50% | None | Rates based on credit history and qualifications. Rates are subject to change. |
Visa Platinum Rewards
Rates depend on credit history and qualifications. Variable APR based on Prime Rate. No annual fee or application fee; marketing overview states no balance transfer fee while disclosure table lists a balance transfer fee of $10.00 for cash advance under $100.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.50% | None | Rate tier depending on credit history. Variable APR based on Prime Rate. Applies to purchases, cash advances, and balance transfers. Accurate as of 12/10/2025. |
| Ongoing | 12.50% | None | Rate tier depending on credit history. Variable APR based on Prime Rate. Applies to purchases, cash advances, and balance transfers. Accurate as of 12/10/2025. |
| Ongoing | 16.50% | None | Rate tier depending on credit history. Variable APR based on Prime Rate. Applies to purchases, cash advances, and balance transfers. Accurate as of 12/10/2025. |
| Ongoing | 9.50% | None | As low as APR based on credit history and qualifications. Rates subject to change. |
Sources (3)
- expree.org/about-us/disclaimer…t-card-rates-disclosures
- expree.org/borrow/credit-cards
- expree.org/rates
All captured Oct 22, 2026
Who can join Expree Credit Union
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