Credit union · NCUA insured
Episcopal Community Federal Credit Union Auto Loan Rates
Episcopal Community Federal Credit Union auto loans start at 5.24% APR for a new vehicle and 5.99% for a used one. Rates checked October 16, 2026.
How Episcopal Community Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Los Angeles, CA, where Episcopal Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Episcopal Community Federal Credit Union
5.24%APR
- Terms
- up to 60 months
- Up to
- 10.24% APR
- Discount
- None included
NEW AUTO PROGRAM
Lowest rate
Downey Federal Credit Union
3.49%APR
- Terms
- —
- Up to
- —
- Discount
- None included
2nd-lowest rate
United Catholics Federal CU
3.75%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- Included in the rate
Episcopal Community Federal Credit Union auto loan score
73
Auto loan score
Higher than 33% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Episcopal Community Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
NEW AUTO PROGRAM
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.24%–10.24% | Tier A+ (800 - 850): 5.24%, Tier A (740 - 799): 5.74%, Tier B (670 - 739): 7.74%, Tier C (580 - 669): 8.74%, Tier D (300 - 579): 10.24% |
| 61+ months | 6.49%–11.49% | Tier A+ (800 - 850): 6.49%, Tier A (740 - 799): 6.99%, Tier B (670 - 739): 8.99%, Tier C (580 - 669): 9.99%, Tier D (300 - 579): 11.49% |
Sources (1)
- episcopalcredit.org/rates · captured Oct 7, 2026
USED AUTO PROGRAM
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.99%–10.99% | Tier A+ (800 - 850): 5.99%, Tier A (740 - 799): 6.49%, Tier B (670 - 739): 8.49%, Tier C (580 - 669): 9.49%, Tier D (300 - 579): 10.99% |
| 61+ months | 7.24%–12.24% | Tier A+ (800 - 850): 7.24%, Tier A (740 - 799): 7.74%, Tier B (670 - 739): 9.74%, Tier C (580 - 669): 10.74%, Tier D (300 - 579): 12.24% |
Sources (1)
- episcopalcredit.org/rates · captured Oct 7, 2026
Who can join Episcopal Community Federal Credit Union
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