Credit union · NCUA insured
Enrichment Federal Credit Union Auto Loan Rates
Top CarrotEnrichment Federal Credit Union auto loans start at 5.45% APR for a new vehicle and 5.45% for a used one. Rates checked October 15, 2026.
How Enrichment Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Knoxville, TN, where Enrichment Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Enrichment Federal Credit Union
5.45%APR
- Terms
- up to 84 months
Auto Loans
Lowest rate
Knoxville Law Enforcement Federal Credit Union
4.49%APR
- Terms
- up to 72 months
2nd-lowest rate
KNOX CO. EMPLOYEES
4.49%APR
- Terms
- —
Enrichment Federal Credit Union auto loan score
75
Auto loan score
Higher than 39% of U.S. banks and credit unions
- New vehicleNew5.45%
- Used vehicleUsed5.45%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Enrichment Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Enrichment FCU membership required. Full coverage insurance with a deductible no greater than $1000.00 is required.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.50% | Up to 36 months. Credit qualifications may apply. |
| up to 84 months | 5.45% | Advertised offer applies only to vehicles with less than 100K miles. The estimated monthly payment is $14.35 per $1,000 borrowed for 84 months at 5.45% APR. Loan rate based on credit score, term, and loan amount. Loans currently financed with Enrichment FCU are not eligible. |
Who can join Enrichment Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to those who live, work, worship, or attend school in Anderson, Blount, Claiborne, Knox, Loudon, Morgan, Roane, Scott, or Union Counties.
Membership information collected October 5, 2026.