Credit union · NCUA insured
Emporia State Federal Credit Union Savings Rates
Emporia State Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Regular Savings. Rates checked October 16, 2026.
How Emporia State Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Emporia, KS, where Emporia State Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Emporia State Federal Credit Union
0.25%APY
- Minimum
- $25
- Earns on $10,000 a year
- $25
Regular Savings
Top rate
Capitol Federal
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
2nd-highest rate
Community National Bank & Trust
1.91%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $191
Emporia State Federal Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Emporia State Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.25%APY
Dividends Paid Quarterly
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends Paid Quarterly$25 and up | 0.25% | $25 | Dividends Paid Quarterly |
Sources (1)
- esfcu.com/Rates/Savings-Rates · captured Oct 16, 2026
Who can join Emporia State Federal Credit Union
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