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Credit union · NCUA insured

Employees United Federal Credit Union Auto Loan Rates

Employees United Federal Credit Union auto loans start at 4.50% APR for a new vehicle. Rates checked October 16, 2026.

How Employees United Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Paris, TX, where Employees United Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Employees United Federal Credit Union

    4.50%APR

    Terms
    —

    New Car Loans

  • Top Carrot, Carrot Score 94

    2nd-lowest rate

    Red River Credit Union

    5.60%APR

    Terms
    up to 60 months

    Red River Credit Union rates

Compare auto loan rates near you →

Employees United Federal Credit Union auto loan score

82

Auto loan score

Higher than 60% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.50%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Employees United Federal Credit Union ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Employees United Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Campbell’s Soup are eligible for membership.
  • Employees of Cargill are eligible for membership.
  • Employees of Paris Regional Medical Center are eligible for membership.

Military, government and schools

  • Employees of the City of Paris are eligible for membership.
  • Employees of Lamar County Appraisal District are eligible for membership.
  • Employees of Lamar County are eligible for membership.
1 more way to join

Family and household

  • Family members of employees of qualifying employer groups are eligible for membership.

Membership information collected October 5, 2026.

← Employees United Federal Credit Union overview