Credit union · NCUA insured
ECM FCU
A $29.2M credit union headquartered in Ridgeland, MS, with 2,336 members and 1 branch in Mississippi.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About ECM FCU
ECM Federal Credit Union is a member-owned financial institution based in Ridgeland, Mississippi, that has been open since 1967.
- Headquarters
- 665 Highland Colony Pkwy, Ridgeland, MS 39157
- NCUA charter
- 24883
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Membership is open to the immediate family of current members.
Branches
1 branch in Mississippi
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Mississippi
1 branch
- Corporate OfficeMain office665 Highland Colony Pkwy, Ridgeland, MS 39157Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.87% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.66% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.23% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $62 | $59 | — |
- CapitalNet worth ratio14.87%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.66%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.23%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$62Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of ECM FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.