Credit union · NCUA insured
East County Schools Federal Credit Union Credit Card Rates
East County Schools Federal Credit Union credit cards start at 11.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How East County Schools Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near San Diego, CA, where East County Schools Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
East County Schools Federal Credit Union
11.50%APR
- Up to
- —
Visa CU Reward / Platinum with CU Rewards
Lowest rate
Certified Federal Credit Union
8.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Frontwave Credit Union
9.50%APR
- Up to
- —
East County Schools Federal Credit Union credit card score
75
Credit card score
Higher than 40% of U.S. banks and credit unions
- Purchase APRPurchase APR11.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where East County Schools Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Share Secured Visa
For those who are building or rebuilding their credit. Credit card secured by shares.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.50% | None | APR for Purchases, Balance Transfers, and Cash Advances is 12.50%. No annual fee. No balance transfer fee. |
Sources (2)
- eastcountyschools.org/loans/visa-credit-cards
- eastcountyschools.org/loans/vi…s/visa-credit-card-rates
All captured Oct 7, 2026
Visa CU Reward / Platinum with CU Rewards
For those who make a lot of purchases and generally pay off their balance each month. Earn rewards points with every purchase. Credit limits up to $50,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.50% | None | APR for Purchases, Balance Transfers, and Cash Advances is 11.50%. No annual fee. No balance transfer fee. Credit limit up to $50,000. |
Sources (2)
- eastcountyschools.org/loans/visa-credit-cards
- eastcountyschools.org/loans/vi…s/visa-credit-card-rates
All captured Oct 7, 2026
Visa Choice / Platinum Choice
Rate differential on VISA Platinum Choice based on credit score. The Platinum Choice APR may vary with the market based on the Prime Rate. Credit limits up to $50,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.75%–16.75% | None | APR for Purchases, Balance Transfers, and Cash Advances ranges from 11.75% to 16.75% based on credit score. Variable APR based on Prime Rate. No annual fee. No balance transfer fee. Credit limit up to $50,000. |
Sources (2)
- eastcountyschools.org/loans/visa-credit-cards
- eastcountyschools.org/loans/vi…s/visa-credit-card-rates
All captured Oct 7, 2026
Visa Classic
Our original Visa card. Credit limits up to $5,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.50% | None | APR for Purchases, Balance Transfers, and Cash Advances is 12.50%. No annual fee. No balance transfer fee. Credit limit up to $5,000. |
Sources (2)
- eastcountyschools.org/loans/visa-credit-cards
- eastcountyschools.org/loans/vi…s/visa-credit-card-rates
All captured Oct 7, 2026
Who can join East County Schools Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.